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Author Topic: Are you insured?  (Read 3075 times)

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Offline Tony

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Are you insured?
« on: July 04, 2008, 17:20:59 PM »
I have been trying to tax my car,, dvla keep insisting i am not insured, now this can be sorted by going to the post office with the mot and insurance,,,right????
whats up with this??

well imagine, a police car can check insurance on cars via ether radio or on board computer, so apart from the pain of being pulled over, nothing you might think,
but
 its also a good reason to look closely at your car and find other things, also in this day and age you could even be acused of fraud.
Last July, an insurance broker highlighted the plight of private motorists who had been unfairly accused of being uninsured because their motor insurers had failed to update the industry's Motor Insurance Database (MID). In some cases, vehicles had been confiscated by the police despite the fact that the vehicles were being used legally.



what can you do?

 visit this web site
http://www.askmid.com/askmid.aspx]http://www.askmid.com/askmid.aspx

punch in ya regestration number and it will let you know if the data base is correct
(mine isnt, does this mean the insurance co are on the fiddle? or just an error? who knows
but for your own good, check ya on it...
THIS IS NOT FOR YOU TO CHECK CARS YOU DO NOT OWN,, but after a crash im sure i would be tempted to check the other car!!





the 24v xr4i auto-0 to 60 in 6.71 secs

Janspeedcapri

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Are you insured?
« Reply #1 on: July 04, 2008, 17:27:42 PM »
Mines o.k    good link!

IansSaph

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Are you insured?
« Reply #2 on: July 04, 2008, 17:29:28 PM »
I use that all the time, i have a trade policy and the broker doesn't always update the policy with the details i email through, Crap when you have to do their job for them like.

Ian

Offline mouldytbags

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Are you insured?
« Reply #3 on: July 04, 2008, 18:07:20 PM »
lol i have experienced this twice down aldershot.had to spend half hour each time at the road side trying to convince the old bill.never worked but when they got throgh to my ins company all was well.

nokia_aid

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« Reply #4 on: July 04, 2008, 18:33:13 PM »
oh dear,mines not on there,must be cos i only insured it a week ago,how often do they update it

Offline just4george

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Are you insured?
« Reply #5 on: July 04, 2008, 18:47:44 PM »
I also use a motor trade policy and I generally carry the cover note with me to avoid such mishaps.
Photos soon.

Offline snoopaloopa

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« Reply #6 on: July 04, 2008, 23:00:28 PM »
Pretty sure an insurance company has to register a policy within 7 days .

Offline JFB Tech

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Are you insured?
« Reply #7 on: July 05, 2008, 00:53:50 AM »
Hmm,

My estate is on there but my 4be isn't.  That would explain why I couldn't tax it online.  Best get onto my insurers ASAP.
Drive it like you mean it!
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V6 EDC

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« Reply #8 on: July 05, 2008, 12:48:26 PM »
Handy link to have, apparantly, my Sierra which was written off last month is still insured  . I`ve told my insurance company too...

Ed.

IansSaph

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« Reply #9 on: July 05, 2008, 13:06:00 PM »
Quote
I also use a motor trade policy and I generally carry the cover note with me to avoid such mishaps.

i do also. shouldn't have to like but the old bill can't wait to squish ypur pride and joy and giv you 6 points
oooo makes me mad
Ian

bazbiker

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« Reply #10 on: July 05, 2008, 17:32:00 PM »
I had the same problem when I tried to tax my bike on-line, just came back saying no insurance so I called my broker and they told me that I was defiantly insured but some smaller insurance company‚‚žÂs are not part of the national insurers database so they sometimes don‚‚žÂt upload your details as its not done automatically for them  

Offline Tony

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Are you insured?
« Reply #11 on: July 05, 2008, 17:58:38 PM »
well i found my xr4i is NOT insured,,, turnes out the insurance co, didnt enter the correct reg,,,'i cheched a reg with an N in place of the M, sure enough,, it comes up xr4i,,, but in checking else where, the reg is for an austin mini

phone call done now,,

the 24v xr4i auto-0 to 60 in 6.71 secs

madasahatter

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« Reply #12 on: July 05, 2008, 18:30:06 PM »
All my cars are on there phew!!!!          

IansSaph

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« Reply #13 on: July 05, 2008, 21:11:19 PM »
Quote from: maddoldbugger
well i found my xr4i is NOT insured,,, turnes out the insurance co, didnt enter the correct reg,,,'i cheched a reg with an N in place of the M, sure enough,, it comes up xr4i,,, but in checking else where, the reg is for an austin mini

phone call done now,,

Typical case of uk customer service!

Ian

Offline fordrwd4ever

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Are you insured?
« Reply #14 on: July 06, 2008, 16:08:00 PM »
Well, it`s strange something like that can even happen.

We can check if our cars are insured also online, at www.rdw.nl.
They even list when the next MOT is due  

But isn`t it strange that in the UK a car is only insured when the driver is registered to the vehicle?

I mean, my car is insured and anyone who drives it is insured including up to 4 passengers.
It doesn`t matter who drives it, just as long as the insurance papers are in the car.

p.s. I hope you get it fixed asap
« Last Edit: July 06, 2008, 16:09:25 PM by fordrwd4ever »
Keep it very sideways..

 

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